Electronic check conversion is a process where your check is used as a source of information for the check number, your account number, and the number that identifies your financial institution. The information is then used to make a one-time electronic payment from your account—an electronic fund transfer. The check itself is not the method of payment. All transactios handled by Checks by Fax are bank approved and are negotiated like an ordinary check. Simpy stated, you'll be doing business the smart way and eliminating costly credit card merchant fees for every transaction you process.

When businesses overlook ACH Paperless Checks, they lose the opportunity to nearly double their Online Internet sales. By offering paperless fax and email check processing, businesses can improve profits by enhancing their customer base.

Many customers simply do not have credit cards or they prefer to pay with checks. Your business can now easily accept checks online, by phone or email. Customers can shop with confidence online using their existing checking or savings account. Expand your online payment options beyond credit cards alone.

Why Accept Checks?

89% of U.S. adults have a checking account
86% of all business payments are by check
23% of households do not have a credit card
45% of all credit card holders are within 5% of their credit limit
83% of all consumer bills are paid by check
80% of all non-cash payments are by check
10 million households without credit cards are online
74.6 million Internet check transactions in 2001
233 million Internet check transactions in 2002